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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Chandler, Tempe and Gilbert real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Disclosure Laws >Hard Sell

Many real estate listings come from individuals who thought they had sold their homes. Sellers who try to sell their own home learn the hard way that selling a home is not easy. Keeping it sold and getting to the closing table is even more difficult. What are the pitfalls involved in selling your own home?

Face-to-face negotiations can be difficult, even when the buyer really wants the house. Then there is the paperwork. Standard contract forms rarely cover all of the local requirements regarding disclosure laws. Such contracts may provide loopholes which could allow a buyer with cold feet to back out at the last minute.

When you have finally come to an agreement, how can you be sure that your buyers will engage competent professionals to handle their loan and complete the closing? What if structural problems are discovered or property boundary problems are revealed? The experience and expertise of a professional real estate agent is your greatest asset in concluding a successful transaction.

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Q	What is a "jumbo mortgage"?
A	The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Garrett and Amy Lines, REALTOR®, real estate agents and broker for Chandler, Tempe and Gilbert, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Garrett and Amy Lines
Keller Williams Realty East Valley
2077 East Warner Rd., Suite 110
Tempe, AZ 85284
Fax: 480-718-8783
Garrett Direct: 480-444-2270
Amy Direct: 480-444-2280
amylines@number1expert.com
Finding the right agent who understands your needs and is committed to what's best for you can be a challenge. Amy and Garrett have helped hundreds of people buy and sell real estate from starter homes to luxury estates. We pride ourselves on discovering your individual real estate needs and then tailor our service to achieve the goals we set together. Our consulting service includes the highest level of customer care plus real estate education on topics from choosing the right lender to finding a qualified home inspector and everything in between. Whether you're buying or selling, our comprehensive consulting package will provide detailed property information coupled with our knowledge and negotiating experience to help you arrive at the right price. With our help, you'll make an informed decision. When you choose us, you get the benefit of two Realtors working for you! Whether you need to buy or sell a home, we are here to help you. We are interested in you and your specific real estate needs and welcome the opportunity to meet with you. Please contact us at your earliest convenience. You never know when you'll need a great Real Estate Agent!

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